Terms of Service

Last Updated: November 15, 2023

Welcome to Gisixi Rorelu. These Terms of Service govern your use of our financial education platform and services. Please read these terms carefully before using our services.

1. Acceptance of Terms

By accessing or using the Gisixi Rorelu platform, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not access or use our services.

2. Description of Services

Gisixi Rorelu provides financial education content, budgeting tools, expense tracking features, and related services through our website and mobile applications. Our services are designed to help users improve their financial literacy and money management skills.

3. User Accounts

Registration

To access certain features of our services, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Account Security

You are responsible for safeguarding your account credentials and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

Eligibility

Our services are intended for individuals who are at least 18 years old. By using our services, you represent and warrant that you are at least 18 years of age.

4. Subscription and Payments

Fees

Access to certain features of our services requires payment of fees. You agree to pay all applicable fees in accordance with the pricing terms presented to you at the time of purchase.

Auto-Renewal

Subscription services automatically renew until canceled. You may cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing cycle.

Refunds

We offer a 30-day money-back guarantee for new subscribers. Refund requests after 30 days will be considered on a case-by-case basis.

5. User Content

Responsibility for Content

You are solely responsible for the content you upload, submit, or transmit through our services, including financial information, comments, and other data.

License Grant

By submitting content to our services, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content for the purpose of providing our services to you.

6. Intellectual Property Rights

All content, features, and functionality available on our platform, including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software, are the exclusive property of Gisixi Rorelu or our licensors and are protected by copyright, trademark, and other intellectual property laws.

7. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Copying, distributing, or disclosing any part of the service in any medium
• Using any automated system to access the service in a manner that sends more request messages than a human could reasonably produce
• Compromising the security of the service
• Interfering with the proper working of the service
• Accessing content or data not intended for you
• Engaging in any activity that constitutes financial advice without proper certification

8. Disclaimer of Financial Advice

Gisixi Rorelu provides financial education and tools, but does not provide personalized financial advice. The information provided on our platform is for educational purposes only and should not be considered as financial, legal, or tax advice. We encourage you to consult with qualified professionals for advice tailored to your specific situation.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Gisixi Rorelu shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your access to or use of or inability to access or use the services
• Any conduct or content of any third party on the services
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from our services
• Any bugs, viruses, Trojan horses, or the like that may be transmitted to or through our services

10. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Service.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Gisixi Rorelu

123 Neon Avenue, Toronto, ON M5V 2L7, Canada

Email: legal@gisixi-rorelu.sbs

Phone: +1 4377289339